A private money tracker · by The Moo Projects

Track your money. Keep your bank to yourself.

Smara is a money tracker for people who'd rather not link their bank to anything. Type a row, hit save, move on — or upload a statement and let Smara sort the whole month for you.

Get Smara free Android now · iOS soon
COMING SOON ON Google Play

No bank connection, ever. Export your data anytime.

Founding Lifetime Deal — $39 once, Premium for life. First 500 buyers. How it works ↓

One code, one email — no spam, unsubscribe anytime.

type a row · hit save · move on

Why we built it

We got tired of retyping our own bank statements.

Every month we opened our statements and typed each line into a money manager by hand. We wouldn't connect our accounts to anyone — that's our money, and our business. So we typed. We made typos. The totals didn't match. We lost evenings hunting our own mistakes.

Smara is the tool we wished we'd had: fast to type into, and able to take a whole statement and sort it for us — without ever touching our bank.

How it works
01

Type a row, hit save, move on.

Enter several transactions at once in a clean row layout. Smara suggests as you type, based on what you've logged before — so the second coffee is already half filled in. No menus to dig through.

02

Upload a statement. Smara sorts the month.

Premium

Drop in a monthly bank statement and Smara lays every transaction out for you to review — no bank connection required. The slow, dreary part of tracking, done in seconds. This is the part people upgrade for.

03

Bring your history in. Take it out whenever.

Import from your old money manager when you start, and export everything any time you like. Your data is yours — on every plan, including free.

What's inside

Everything you need, nothing you don't.

Fast row entry

Log many transactions at once.

Free

Smart suggestions

Smara learns from what you've entered.

Free

Import & export

Move your data in and out freely.

Free

Multi-currency

Accounts in any currency, transfers between them included.

Free

Every account type

Cash, banks, e-wallets, credit cards — all in one place.

Free

Budgets & goals

Set budgets in a few frameworks; put money aside.

2 each free · unlimited Premium

Statement uploads

Upload a month, review it sorted.

Premium

Mobile + desktop

Track on your phone, review on your computer.

Mobile free · desktop Premium

Quiet by design

No noise, no clutter, no nagging.

Free
Your money, your data

A finance app that doesn't want your bank login.

We never connect to your bank.

There's no bank login because there's no bank connection. Smara only ever sees what you type or upload.

We never sell your data.

It isn't a product. It's yours.

You can export anytime.

Leave whenever you want and take everything with you. No lock-in.

Pricing

Free to start. $39 once if you're early.

Prices in USD. The app store shows your local currency and payment methods.

Free

Free

$0

  • The mobile app, Android or iOS
  • Unlimited fast row entry + suggestions
  • Import & export
  • 2 goals, 2 budgets
  • Cloud-backed, so you won't lose anything
  • One small banner ad at the bottom
Get Smara free
Premium

Premium

$2.99/mo or $19.99/yr

  • Everything in Free, with no ads
  • Bank statement uploads
  • Desktop & web access
  • Unlimited goals and budgets

New signups get 30 days of Premium free — no card.

Start your free month
Founding deal

Founding Lifetime Deal

$39once

  • Everything in Premium, forever
  • Plus every feature we add for the life of the app
  • No subscription — pay once

First 500 buyers only.

Get the Founding Deal
Founding lifetime deal

Pay $39 once. Get Premium for as long as Smara exists.

We're opening a lifetime deal to the first 500 people who back Smara early. One payment, no subscription, and every feature we ever add — yours for the life of the app.

  1. 1

    Enter your email below. Use the email you'll sign in to Smara with.

  2. 2

    We send you a single-use code. It's good for 30 days.

  3. 3

    Open the Android app, enter the code — it unlocks the $39 lifetime option.

  4. 4

    Pay once through Google Play. Lifetime Premium, on every device your account touches.

The code just unlocks the option — the $39 is paid through the Play Store, so billing stays simple and safe. Open to the first 500 buyers, then it's gone for good.

One code, one email. We'll only use it to send your code and a couple of launch notes — no spam, unsubscribe anytime.

Questions

Good to know.

Do I have to connect my bank?

No — and you can't, by design. Smara has no bank connection at all. You type your transactions or upload a statement; that's it.

Do you sell my data?

Never. Your data is yours, it’s cloud-backed so you won’t lose it, and you can export all of it whenever you want.

Which platforms can I use?

Android is available now; iOS is a fast-follow. The free plan is mobile-only; desktop and web come with Premium and follow your account.

What's free, and what's paid?

Free gives you unlimited fast entry, suggestions, import, export, and 2 goals + 2 budgets, with one small banner ad. Premium adds statement uploads, desktop/web, unlimited goals and budgets, and removes ads.

How does the free trial work?

New signups get 30 days of full Premium, no card required. When it ends you drop to Free — nothing is deleted. If you made more than 2 goals or budgets during the trial, the extras become view-only until you’re back under the limit or upgrade.

How does the Founding Deal code work?

You enter your email here and we email you a single-use code (good for 30 days, tied to that email). In the Android app, the code unlocks the $39 lifetime option, which you pay once via Google Play. It’s open to the first 500 buyers.

Is the $39 really one-time?

Yes. One payment, no subscription, and it covers every feature we add for the life of the app.

Can I get a refund?

Purchases go through Google Play, so Google's refund process applies.

Track your money your way — without giving up your bank.

No bank connection, ever. We never sell your data. Export anytime.